All Digi HubRental yield calculator for property owners
See the real yearly return on a rental property after maintenance, property tax, repairs, empty months and buying costs. Compare the result with a deposit rate and see the rent needed to match it. The calculator is free, needs no sign-up, and your numbers stay on your device unless you choose to send them.
How it works
Gross yield = monthly rent × 12 ÷ property price × 100. It ignores costs and empty months. Net yield is more realistic: rent you keep = rent × (12 − empty months) − yearly costs, where costs are maintenance, property tax and repairs. Total investment = price × (1 + buying costs %). Net yield = rent kept ÷ total investment × 100.
The rent needed to match your deposit rate = (deposit rate × total investment + yearly costs) ÷ months let. Years of rent to repay the price = total investment ÷ rent kept. Yield here is before income tax on rent and does not include any rise or fall in the property's value.
How to use it
- Enter the property price and monthly rent.
- Add yearly maintenance, property tax, repairs and expected empty months.
- Enter buying costs as a percentage and a deposit rate to compare.
Questions
What is the difference between gross and net rental yield?
Gross yield is yearly rent divided by price. Net yield subtracts costs and empty months and includes buying costs in the price. Net yield is usually much lower and gives a truer picture of your return.
What is a good rental yield?
It depends on the area and on what you could earn elsewhere. This calculator compares your net yield with a deposit rate you enter. If rent alone beats it, any rise in property value is extra; if not, the plan relies on the value rising.
Does it include tax on rental income?
No. Yield is shown before income tax on rent, and the tool applies no tax rules. Tax on rental income differs by country and by person, so check with a tax professional for your own situation.
Is this calculator free and private?
Yes. It is free with no sign-up and runs in your browser. Your numbers stay on your device unless you choose to copy the result, share it on WhatsApp, save a PDF or send it to us.
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