Business expense calculator

Put in a normal month's sales and costs to see where the money really goes. The calculator shows total costs, profit and margin, what the business costs to run each day, and your biggest cost with what a 10% saving there is worth. It is free, needs no sign-up, and your numbers stay on your device.

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How it works

Total costs = rent + salaries + stock and materials + marketing + software + utilities + travel and delivery + everything else. Profit = sales − total costs, and margin = profit ÷ sales × 100. Each cost is also shown as a share of sales, so you can see which lines take the most.

Running cost per day = total monthly costs ÷ 30, which is what the business costs whether it is open or closed. Yearly costs = monthly total × 12. The biggest cost is the largest single line, and the tool shows what a 10% saving on it would add to monthly profit. Use a typical month, not an unusually good or bad one.

How to use it

  1. Enter your monthly sales.
  2. Fill in rent, salaries, stock, marketing, software, utilities, travel and other costs.
  3. Read your profit, daily cost and each cost's share of sales.

Questions

How do I calculate business expenses?

List every monthly cost: rent, salaries, stock, marketing, software, utilities, travel and anything else. Add them up and compare with sales. The calculator shows each cost as a share of sales so you can spot the biggest ones.

What is a daily running cost?

It is your monthly costs divided by 30: what it costs to keep the business going each day. It is a simple way to see how many sales you need every day just to cover costs.

Which costs should I cut first?

Start with the biggest line, because a small percentage saving there is worth more than cutting a small one. Review subscriptions and repeat admin work too; automating it often frees expensive staff time.

Is this calculator free?

Yes. It is free with no sign-up and runs in your browser. Your numbers stay on your device unless you choose to copy the result, share it on WhatsApp, save a PDF or send it to us.

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